Cataract Surgery Pricing

At DLV Vision, we’re here to help you see clearly again with advanced cataract surgery — and the lasting visual clarity that comes with it. We believe that everyone deserves to see their best, which is why we accept a variety of insurance plans and payment options, so you can cover your treatment in the way that works best for you and your budget

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How Much Does Cataract Surgery Cost?

Standard cataract surgery with a basic monofocal lens is typically covered by Medicare and most major insurance plans when medically necessary.

Premium lens and technology upgrades — Light Adjustable, Tri-focal, EDOF, Toric, and laser-assisted options — are self-pay, ranging from $1,675–$7,500 per eye, or Approx. $70–$313/month on our financing plan. Contact our office for personalized pricing based on your coverage.

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Cataract Surgery Pricing by Lens & Technology Package

Monthly Payments* Self-Pay Total

(*Monthly payments shown are approximate, based on a 24-month financing plan)

Premium Ultra Light Adjustable Lens (LAL) Cost

Our highest-tier lens option, adjustable after surgery for fine-tuned, customized vision.

Approx. $313/mo, per eye

$7,500per eye, self-pay total

Self-Pay

Premium Plus Tri-focal IOL Cost

Provides clear vision at near, intermediate, and far distances in a single lens.

Approx. $186/mo, per eye

$4,450per eye, self-pay total

Self-Pay

Premium Plus Extended Depth of Focus (EDOF) IOL Cost

Extends your range of clear vision with fewer visual side effects than some multifocal options.

Approx. $186/mo, per eye

$4,450per eye, self-pay total

Self-Pay

Premium Monofocal Toric / Premium Monofocal Cost

Corrects astigmatism and distance vision with premium lens technology. [Naming flag — see code comments above; confirm if this should be two separate options.]

Approx. $165/mo, per eye

$3,950per eye, self-pay total

Self-Pay

Enhanced Package Aspheric Cost

An upgraded standard lens designed to reduce visual distortions compared to a basic spherical lens.

Approx. $82/mo, per eye

$1,950per eye, self-pay total

Self-Pay

Standard Laser-Assisted Cost

Uses femtosecond laser technology for precise incisions, paired with a standard lens.

Approx. $70/mo, per eye

$1,675per eye, self-pay total

Self-Pay

Monthly amounts are approximate and based on a 24-month financing plan. All packages shown are self-pay upgrades — a standard, non-laser procedure not listed here is typically covered by Medicare and most insurance plans.

What's Included in Every Cataract Surgery

When you choose DLV Vision, your cataract surgery includes comprehensive care at every stage. Here’s what’s included:

Comprehensive Evaluation — A detailed eye exam to determine your candidacy and the best lens and technology package for your needs.
The Surgical Procedure — An outpatient procedure using numbing eye drops, with most patients feeling only light pressure.
Post-Operative Care — Follow-up visits to support your recovery; most patients return to normal activities within 24–48 hours.

Insurance Coverage vs. Self-Pay Costs

What Insurance & Medicare Typically Cover

Standard cataract surgery with a basic monofocal lens is typically covered by Medicare and most major insurance plans when it’s considered medically necessary.

What's Typically Self-Pay

Advanced lens options — Light Adjustable, Tri-focal, EDOF, and Toric — along with laser-assisted technology, may involve additional out-of-pocket costs not fully covered by insurance.

Flexible Cataract Financing: Get Cataract Surgery Today & Pay Later

We understand that cataract surgery is an investment in your vision and quality of life. DLV Vision offers flexible payment options to make your procedure more affordable:

- 0% Interest Financing: Spread your payments over 24 months with no added interest through CareCredit and other healthcare financing partners
- In-House Payment Plans :Customized payment arrangements to fit your budget
- HSA/FSA Accepted: Use your Health Savings Account or Flexible Spending Account for tax-advantaged payment
- Affordable Monthly Payments: Monthly payment options starting as low as your insurance allows

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Insurance Coverage & Payment Options

DLV Vision accepts most major insurance plans, including:

Medicare
Anthem Blue Cross
Blue Shield
Aetna
Cigna
UnitedHealthcare PPOs

CenCal
Veterans Administration
Tricare
GEHA
Human

VSP

Blue of California

Medicare

Aetna

AARP

Anthem

MetLife

Cigna

United Healthcare

Why Patients Choose DLV Vision

Experienced Surgical Team — Board-certified ophthalmologists with dedicated cataract surgery expertise.
Seven Locations Across Two Counties — Convenient access throughout Ventura and Los Angeles Counties, including Ventura, Westlake Village, Camarillo, Encino, Simi Valley, Thousand Oaks, and Oxnard.
Insurance Support You Can Count On — DLV Vision accepts most major insurance providers and helps verify your specific benefits before your consultation, so there are no cost surprises.
Payment Plans That Fit Your Budget — Flexible monthly financing through CareCredit and Alphaeon Credit, plus FSA/HSA eligibility for eligible costs.

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Frequently Asked Questions About Cataract Surgery Cost

How much does cataract surgery cost at DLV Vision?

Self-pay pricing for premium lens and technology packages ranges from $1,675 to $7,500 per eye, or Approx. $70 to $313 per month with financing. Standard cataract surgery with a basic monofocal lens is typically covered by Medicare and most major insurance plans.

Does insurance cover cataract surgery?

Yes. Standard cataract surgery is typically covered by Medicare and most major insurance plans when medically necessary. Advanced lens options that correct astigmatism or provide enhanced visual range may involve additional out-of-pocket costs.

What's the difference between Tri-focal and EDOF lenses?

Tri-focal lenses provide clear vision at near, intermediate, and far distances. Extended Depth of Focus (EDOF) lenses extend your range of clear vision, often with fewer visual side effects like halos or glare compared to some multifocal designs.

How does financing work for cataract surgery?

DLV Vision offers flexible monthly payment plans through CareCredit and Alphaeon Credit to help manage costs not covered by insurance.

Is cataract surgery painful?

No. Numbing eye drops are used before the procedure, so patients typically feel only light pressure. Most people are surprised by how quick and comfortable the experience is.

How long does recovery take?

Most patients return to normal activities within 24–48 hours, with vision continuing to improve over several weeks as the eye fully heals.

Schedule Your Cataract Surgery Consultation

Don’t let cost delay clearer vision. Schedule a consultation to explore your lens options and payment plan.

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Pricing shown reflects typical costs as of 2026 and is provided as an estimate for planning purposes only. Actual cost depends on your specific diagnosis, insurance plan, and lens selection, and is confirmed after a comprehensive evaluation. Financing is subject to credit approval; terms shown are a representative example, not a guaranteed offer. Insurance and Medicare coverage varies by plan.

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